Remaining debt free and avoiding money problems lies in understanding some of the financial pitfalls that can create debt problems, overload us with too much debt and create credit problems. The links below provide access to a number of resources that you can use for your own financial help and staying debt free. We at US Debt Network hope that these valuable educational resources will help you stay on the path to financial independence and fiscal responsibility.
- The Federal Trade Commission
- To ensure the smooth operation of our free market system, the FTC enforces federal consumer protection laws that prevent fraud, deception and unfair business practices. The Commission also enforces federal antitrust laws that prohibit anticompetitive mergers and other business practices that restrict competition and harm consumers. If you feel that you have been the victim of unfair business or consumer practices, visit the FTC site for information on how to find Federal assistance.
- The 'Lectric' Law Library
- This website presents a well organized collection of topical advice on all aspects of law - presented in understandable and usable format. The section most relevant to our consumer debt issues presented here at US Debt Network is actually found at http://www.lectlaw.com/tcos.html - but go to the home page first and take the tour. The site isn't fancy but it sure seems to know about a lot of our questions.
- Arizona Attorney General Consumer Protection Office
- If you believe you have been the victim of consumer fraud and cannot obtain relief from the company you believe damaged you, you may file a complaint with the Arizona Attorney General's Office. You can print a complaint form from this web site, fill it out and mail it to them with photocopies of your supporting documents or you may contact them by phone or mail for information and/or a complaint form.
- California Department of Consumer Affairs
- The California Department of Consumer Affairs' mission is to promote and protect the interests of California consumers. You will find information to help you make smart choices and solve problems. This site will educate you regarding your rights and responsibilities. To protect consumers, CDCA licenses and regulates 2.3 million professionals, including doctors, dentists, contractors and auto-repair technicians.
- Colorado Office of the Denver District Attorney
- Start here if you are a Denver area resident who believes they have been the victim of fraud or misrepresentation.
- Texas Office of the Attorney General
- A broad assortment of consumer protection laws and materials to support your financial help needs.
- Florida Attorney General
- The Florida attorney general investigates and files civil actions against persons who engage in unfair methods of competition, unfair, unconscionable or deceptive trade practices, including, but not limited to, pyramid schemes, misleading franchise or business opportunities, travel scams, fraudulent telemarketing, and false or misleading advertising.
- The Consumer Action Website
- A listing of most state and county consumer protection agencies throughout the US.
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